The Money Game Mini-Series:
How Alternative Lending Can Help You
Get Funded, When Banks say NO!!!
A 6-Part Guide to Overcoming Bank Denials And Unlocking Smarter Funding Options
Every year, thousands of small business owners get turned down for funding — often for reasons they don’t fully understand. From the bank’s perspective, these factors make lending feel like a gamble. So instead of approving, they say, “Come back in a year or two once your credit is stronger.” In this (6-part Mini-Series), we’ll break down the most common reasons banks decline loan applications and reveal smarter, faster ways to secure business capital.
Part 1: Too Young / Too New
When your business is new, banks often won’t even look at you.
Most traditional lenders require at least two years in business, leaving startups out in the cold. We’ll show you smarter alternatives like: Startup Lines of Credit and Credit Card Stacking that help new businesses build momentum fast without waiting on bank approval. (Get Lending Blue Print)
Part 2: Credit Issues
Low personal or business credit doesn’t have to mean the end of your funding journey.
Banks may turn you down for scores below 650 or limited credit history, but there are proven alternatives — from Merchant Cash Advances to Invoice Factoring — designed to help you access capital while improving your financial profile over time. (Get Lending Blue Print)
Part 3: Insufficient Cash Flow
Inconsistent revenue or seasonal income can make banks nervous.
If deposits fluctuate or expenses outweigh profits, lenders often decline. But alternative solutions like Revenue-Based Financing and Working Capital Loans can give you the breathing room you need to stabilize and grow. (Get Lending Blue Print)
Part 4: Lack of Collateral
No hard assets? No problem.
Banks love collateral, but many service-based or tech-driven businesses don’t have heavy equipment or property to pledge. This part breaks down unsecured options like Business Term Loans and Revenue-Based Financing that rely on performance, not possessions. (Get Lending Blue Print)
Part 5: High Debt Levels
Too much existing debt can freeze new funding,
But it doesn’t have to.
When your debt-to-income ratio looks risky, banks may step back. We’ll explore consolidation tools, Flex Pay Loans, and other creative solutions that help you restructure and rebuild your credit capacity. (Get Lending Blue Print)
Part 6: Risky or Seasonal Industries
Some industries make banks nervous. (Trucking, Restaurants, Construction, even Cannabis).
​This final installment dives into specialized lenders who understand these “high-risk” spaces and fund them every day. If banks won’t play ball, we’ll show you who will. (Get Lending Blue Print)
Get Your Alternative Lending Blueprint NOW!!!
Download your free 6-Part Guide to Overcoming
Bank Denials And Unlocking Smarter Funding Options.