MCA's can be an easy source of funding. Especially if you need urgent capital.

Because they are easy to qualify for, and you can usually get approved within 24 hours.

 

But because they are so easy and quick to qualify for.

       These are some of the most expensive loans in the industry.

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Let's break this down.

MCA's use factor rates instead of APR's. And they usually start at (1.2 – 3.0)

 

In Simple Terms:

 

Borrow $1,000 at 1.2 factor:           Pay back $1,200

Borrow $1,000 at 1.4 factor:           Pay back $1,400

Borrow $1,000 at 1.8 factor:           Pay back $1,800

Borrow $1,000 at 3.0 factor:           Pay back $3,000

 

And most MCA's are paid back either (Daily, or Weekly). Which can cause funds to get real tight. And in some cases might have a business owner take out another MCA just to stay afloat.

 

Now you’ve got: 

• Multiple lenders

• Stacked payments &

• Fees hitting constantly

 

And instead of growing your business…

        You’re just feeding debt every single day.

 

That’s Not a Funding Strategy. 

That’s Survival Mode… and it Catches Up Fast.”

 “If you’re anywhere near this situation, don’t wait.

 

Download my PDF

THE MCA TRAP AND WHAT YOU CAN DO

 

It tells you everything you should know about an MCA,

And what you can do to paydown or eliminate, “One Or More MCAs”.

 

So instead of Stacking Debt…

👉 You start “Regaining Control of Your Cash Flow.”