(MCA) Merchant Cash Advance
A Merchant Cash Advance (MCA) is a unique financing option that provides businesses with quick access to working capital by leveraging their future sales.
Get The Capital You Need To Allow
Your Business To Grow Today!
Merchant Cash Advance: Fast and Flexible Funding
A Merchant Cash Advance (MCA) is a unique financing option that provides businesses with quick access to working capital by leveraging their future sales. Instead of a traditional loan with fixed monthly payments, an MCA offers a lump sum of cash upfront, which is repaid through a percentage of the business’s daily credit card or debit card sales. This structure makes it an appealing solution for businesses with consistent revenue streams but limited access to conventional financing.
The repayment terms of an MCA are tied directly to your sales performance. Since payments are made as a percentage of daily or weekly card transactions, businesses won’t be burdened by fixed payments during slower seasons. This provides a level of flexibility and peace of mind that traditional loans often cannot.
While the cost of capital for an MCA can be higher than standard financing, the trade-off is speed, accessibility, and ease of qualification.
For example, a restaurant owner needing to purchase new kitchen equipment quickly, or a retail store stocking up for a busy season, can benefit from an MCA’s fast turnaround.
Merchant Cash Advances are ideal for businesses that prioritize speed, cash flow flexibility, and minimal paperwork. They provide immediate funding power so business owners can focus on growth, operations, and seizing new opportunities when they arise.
Direct Wire Transfer Funding Up To 250K.
-
Variable Revenue And T IB Requirements.
-
Existing Business Only.
-
550 Plus Fico.
-
Daily And Weekly Payment Structure.
-
Max withdrawal 45%
Minimum Requirements: Must Have A Business Bank Account.
Minimum Revenue: $20,000 A Month
Minimum Deposits: 5 Per Month
Time In Business: 3 Plus Months
Non-Sufficient Funds: Less Than 5 Per Month.
Fico: 500 Plus
Background Limitations: No Open Bankruptcies and (No Financial or Sexual Crimes).
